Blog | Southern Home Offers

Inherited a Home You Don’t Want? Options for Chattanooga Heirs

January 5, 2026

Inheriting a home sounds like something that should feel like a gift, but in reality, it often feels more like a responsibility than a reward. Many people in Chattanooga and the North Georgia region find themselves suddenly responsible for a property they never asked for — a house that might need repairs, still carries a … Continued

Navigating Divorce When a Home Is Involved in Chattanooga: What Homeowners Should Know

December 29, 2025

By southernhomeoffers

Divorce is never simple, even in the most amicable situations. It affects routines, relationships, finances, and long-term plans in ways no one anticipates when life is calm and predictable. And when a home is part of the picture, the emotions and logistics become even more complicated. A house isn’t just an asset sitting on paper … Continued

What to Do If Your House Needs Expensive Repairs You Can’t Afford

December 22, 2025

By southernhomeoffers

Owning a home in the Chattanooga area has many rewards, but it also comes with a reality that every homeowner eventually faces: something big will break. Maybe the roof starts leaking after a storm, or the HVAC quits during a heatwave. Maybe a plumbing issue that seemed small at first turns into a major repair, … Continued

Behind on Property Taxes in Chattanooga? Here’s What Happens Next

December 13, 2025

By southernhomeoffers

Falling behind on property taxes is more common than people think, especially in a region like Chattanooga where property values — and therefore tax bills — have been climbing steadily. For many homeowners, the increase comes as a surprise. An escrow shortage shows up on a mortgage statement, or a letter from the Hamilton County … Continued

Understanding Probate in Tennessee & Georgia: What Homeowners Need to Know

December 6, 2025

By southernhomeoffers

Losing a loved one is difficult enough on its own, but when there’s a home involved, the legal and emotional weight can feel even heavier. Many families in the Chattanooga region find themselves suddenly learning an entirely new vocabulary — “executor,” “letters testamentary,” “heirs,” “intestate,” “petition,” “title issues,” and so on — all while trying … Continued

Facing Foreclosure in Chattanooga: What Homeowners Should Know

November 29, 2025

By southernhomeoffers

Foreclosure can feel like one of the most overwhelming chapters in a homeowner’s life. It’s the kind of situation that brings a wave of letters, deadlines, and uncertainty, often leaving people unsure about what to do next or even where the entire process begins. In the Chattanooga area, foreclosure moves quickly—far more quickly than in … Continued

Chattanooga Real Estate Market Report – October 2025

November 15, 2025

By southernhomeoffers

The Chattanooga market continued to shift this October, and if you’re a homeowner trying to understand what all these numbers really mean, don’t worry — I’m going to break it down in a way that’s simple and stress-free. Even though the national market picked up a little thanks to lower mortgage rates, Chattanooga had its … Continued